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Front page / New student / On a budget

On a budget

We have gathered everything you need to know about living on a budget as a student. There are many things you can do as a student to sweeten life as a student receiving SU.
Budget plan Cheap insurance

Articles

Your guide to optimising your student life on a budget.
How to master your budget as a student
Read our 3 steps to gain an overview of your finances and establish a sensible budget. Plus, get 7 additional tips on how to make the most of your student finance.
Read more
Avoid SU pitfalls as an international student
As an international student in Denmark, you can unfortunately easily get caught up in SU rules and working hours. Avoid the challenges associated with SU here.
Read more
Funds and grants: A guide for university students
Funds and grants are a great opportunity for fantastic experiences and a financial boost to your tight student budget. Read more here.
Read more
From student grant to full-time salary – A guide to budgeting and saving
Many students can add an extra zero to their monthly income when they transition from SU to full-time work. But how do you create a proper budget plan?
Read more
How to read your payslip
Is a payslip new to you? Whether you receive a salary from your student job or your first full-time job, it’s always good to fully understand how to read a payslip.
Read more
Template

 

Create a monthly budget plan

Once you have an idea of your income and expenses, you can create a structured budget plan. Divide your expenses into categories such as housing, food, insurance, transport, education, and entertainment.

Set aside a small amount for unforeseen expenses – this will keep your finances stable. This way, you won’t have to skip anaesthesia at the dentist or decline a group dinner with your study group due to a tight budget.

See our example of a budget and create your own based on the template.
Budget plan template
Budgetplan engelsk Budgetplan engelsk
IDA Student Job Finder

Work alongside your studies and increase your income.

A great student job gives you valuable experience for your future career and improves your financial situation as a student.

You will find that more opportunities open up, and you can say yes to more things because you have more money to spend each month.
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IDA Insurance

 

Save money on your insurance

An effective way to reduce your budget and gain more financial freedom is by cutting down on fixed expenses, especially insurance.

You can save a lot of money by combining your insurance with IDA Insurance, and as a student, you even get free home contents insurance.
IDA Insurance
Free home contents insurance
Study insurance
IDA Insurance
Personal insurance
Study insurance
IDA Insurance
Travel insurance
Study insurance

Other membership benefits with IDA

As a student, you also have access to a range of cash discounts that can support your budget planning.
See all membership benefits
ida discounts

Get 15% off PureGym membership

Also applies to existing members. You get an IDA discount on Unlimited and Plus memberships at PureGym.
Sign up with discount
ida discounts

10 % on GoBoat

Get an exclusive discount for canal boating with GoBoat in CPH, Odense and Aarhus. Discount codes available on MitIDA.
Get discount
IDA Benefits

10-20% discount on Boozt

Sign up for the newsletter, IDA for Students, and receive a monthly discount code for 15-20% off to Boozt.com.
Save money
IDA discounts

20% discount
at GoGift

Treat yourself or someone you love with a gift card. Get your monthly discount code via the newsletter IDA for Students.
GoGift discount
IDA Benefits

30% Ecooking products

Treat yourself to everyday luxury with Danish skin care brand, ECOOKING.
Save money
Akademikernes A-kasse

Unemployment benefits

Become a student member of Akademikernes A-kasse for free and earn the right to unemployment benefits after you graduate.
Save money

Experiences should not cost a fortune

As a student member of IDA, you can participate in many professional and social events – everything from wine tasting to lectures. Our events are either free or come with a significant discount because you are a member.

You can also get free career advice that helps you with student jobs and career guidance.
Personal Career Advice Events