Personal finance

A healthy personal finance is crucial for thriving in student life. Is your student grant enough, are you looking for at studeent job or do you need a loan?

Here, we've gathered our knowledge, tools, courses, and everything you need to maintain a healthy economy during your studies.

Check your future salary IDA Student Jobfinder

New courses on IDA Campus

Life on SU

You may not be able to afford everything your heart desires, but you have access to more than you think. And right now there are brand new courses on IDA Campus that guide you through personal finances, home buying and investing.

With the first course "Life on SU" you get practical tools to manage a realistic budget, no matter how tight the economy feels.

Take course

Manage your monthly budget

Get an overview of your income and expenses, so you don´t get caught up in worrying about unforeseen expenses or saying no to experiences you can´t afford.

With the budget template you can see and act on:

What are my expenses?

What are my income sources?

Is there anything out of the ordinary?

What do I want to be able to afford?

Download template

Articles

Your guide to healthy student finances.

Planning on taking a holiday from your student job?

Read our quick guide on holiday allowance and planning, so you are well prepared.

Read the article

Avoid student grant pitfalls as an international student.

As an international student in Denmark, you can unfortunately easily get caught up in SU rules and working hours. Learn more here.

Funds and grants: A guide for university students

Student grants and potential part-time jobs are not the only way to manage your finances; grants and scholarships are a great way to give your budget a helping hand as a student.

Learn more about salary in a student job

Do you want to know more about the salary as a student employee? With IDA Students, you can learn about your rights and expectations for the student job.

How to master your budget as a student

Read our 3 steps to gain an overview of your finances and establish a sensible budget. Plus, get 7 additional tips on how to make the most of your student finance.

From student grant to full-time salary

Many students can add an extra zero to their monthly income when they transition from student grants to full-time work. But how do you create a proper budget and savings plan?

How to read your payslip

Is a payslip new to you? Whether you receive a salary from your student job or your first full-time job, it’s always good to know how to read a payslip.

Why investing is a good idea

Even small amounts each month can turn into a lot of money in the long run. Here are all the benefits of starting to invest.

Understand your taxes

Remember to update your information with the tax authorities to get the correct tax deduction – and avoid a tax bill. But how? Understand everything here.

IDA’s Salary Compass

Calculate your future starting salary

IDA’s Salary Calculator can tell you what to expect in starting salary, what benefits people in your field often have, and much more.

See your future salary

Combine your insurance with IDA

Save money on your insurance

A good student life aligns with having things in order: paying rent, setting a food budget, and of course, having your insurance sorted.

It never pays off to NOT have your insurance in order. You can save a lot of money by combining your insurance with IDA.

IDA Forsikring

Personal insurance

Your benefits

IDA Forsikring

Free home insurance

Your benefits

IDA Forsikring

Travel insurance

Your benefits

IDA Student Jobfinder

Boost your finances with a relevant student job

You already know it. It's good for your CV. You can both shop for dinner and buy the sneakers you've had on your wish list for a long time. Financially, it's just good to have a student job.

Use our portal to stay updated when exciting student positions arise.

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Student Job

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Project collaborations

IDA’s financial benefits

Three selected IDA benefits to support your finances.

New to Denmark?

Are you new to Denmark? we got you covered with essential insights and tips to make your transition smoother.

New to Denmark

Budgeting

Once you have an idea of your income and expenses, it’s time to create a structured budget plan. Take a look at our template (it is in Danish).

See our budget template

Denmark’s best student account

Get Denmark’s best student account and switch to a bank that knows you better than most. IDA+Lån&Spar offers you tailored benefits that fit your student life.

Denmark’s best student account

Selected membership benefits

As a student member of IDA, you have access to a range of discounts and cash benefits, allowing you to save a lot of money and enrich your student life.

All membership benefits

ida discounts

Cheap study books

Become a student member of IDA and get a DKK 300 discount as a welcome gift. Choose between Academic Books, Stakbogladen, or Factum Books.

DKK 300 discount on textbooks

ida discounts

15-20% discount on Boozt.dk

As a member of IDA, you can shop online at Boozt.com and get a 15 to 20 % student discount on clothing, shoes and bags from various brands.

Student discount on Boozt.com

ida discounts

Meals from Hello Fresh

Get a 10 % discount on your first 26 meal boxes at Hello Fresh with a non-binding signup. NB: Recipes are in Danish only.

Start using it now!

ida discounts

Get 15% off PureGym membership

Also applies to existing members. You get an IDA discount on Unlimited and Plus memberships at PureGym.

Get discount

ida discounts

ECOOKING 30%

Treat yourself to everyday luxury with Danish skin care brand, ECOOKING.

Get discount

ida discounts

10% on GoBoat

Get an exclusive discount for canal boating with GoBoat in CPH, Odense and Aarhus. Discount codes available on MitIDA.

Get discount

Take advantage of your membership

As a student member of IDA, we assist you with your financial questions.

We offer a range of different membership benefits, where you can save money on insurance, clothing, food, and much more. You can also use our career advice to guide you on the right career path for you.

Membership benefits Personal Career Advice