IDA+Lån&Spar
Get the best student account in Denmark and switch to a bank that knows you better than most.
IDA+Lån&Spar offers you tailored benefits that suit your student life and future working life.
IDA+Lån&Spar
Get the best student account in Denmark and switch to a bank that knows you better than most.
IDA+Lån&Spar offers you tailored benefits that suit your student life and future working life.
IDA+Lån&Spar is your bank
We have launched the collaboration IDA+Lån&Spar.
This means that Lån & Spar now has a special department whose sole purpose is to help IDA members.
In this way, you get a bank adviser who understands your future working life and who can see the potential in your finances.
A student account with tailored benefits
Get Denmark’s best student account with 5% interest, free Mastercard and Visa/Dankort, help you with your budget and an attractive cooperative housing loan.
You might think that the bank only becomes relevant to you when you have a contract for a full-time job in hand.
But we believe that you deserve the best conditions during your studies, which is why IDA has negotiated terms for you in advance.
The bank advantage in IDA+Lån&Spar means that you, as a student member, get a student account with 5% interest on the first DKK 20,000 (see conditions).*
You can also get a cheap overdraft that can help you if you need money for a new bike or this semesters text books. And most fees have been waived, which will save you a lot of money.
You also get to keep Denmark’s best student account 3 years after you graduate.It really is a great deal.
Read more about the student account and apply for an account with IDA+Lån&Spar.
Member benefits at IDA+Lån&Spar
*Conditions for a student account
- You are a member of IDA.
- You collect all your personal finances at Lån & Spar.
- You get the student account on the basis of an ordinary credit assessment.
- You get 5% interest on the first DKK 20,000. After that 1.5%.
- You get to keep your student account for up to 3 years after graduation.
- All interest rates are variable and valid per 27 November 2023.
Please note that all documents in Lån & Spar are in Danish.
You can read more about what it takes to open up a student bank account in English here: “How to open at student bank account”
NB: The information about student accounts on Lån & Spar´s student site is in Danish.
Read more at Lån & Spar Student account.
For more detailed information please call Lån & Spar bank directly at +45 33 78 19 50.
Get advice from someone with a unique knowledge of IDA members
Get help with your budget and the best co-operative housing loan in Denmark.
One advantage of being a part of IDA+Lån&Spar is that you will get a bank adviser who is an expert in the needs and wants of IDA members.
If you are dreaming of your own place book a meeting now to get an overview of your financial opportunities and make a plan for your next step. Are you in the market for a “andelsbolig”, IDA+Lån&Spar can help you find the right loan for your needs.
Being a IDA+Lån&Spar member you are guaranteed a fast reply when you are in the market. That way you are ready to act, when the opportunity arises.
This loan at IDA+Lån&Spar has also been voted “Best in test” by the consumer council TÆNK. It’s just one of the many good benefits you get with an account with us.
Read more about the loan at Lån&Spar
*The test was made up of cooperative housing loans from 15 banks in June 2023.
More advantages for students
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